00:00:00这是一个关于如何致富的视频。
00:00:02我为什么要拍一个关于如何变有钱的视频？
00:00:04以前我当医生的时候，
00:00:06同时还在兼职做 YouTube 和生意，
00:00:08那时候从来没人问过我：你怎么变有钱？
00:00:09他们总是会问：你是怎么管理时间的？
00:00:12你是怎么保持高效的？
00:00:13诸如此类的问题。
00:00:14但现在，在这段旅程走了八年之后，
00:00:16我建立了一个价值数百万美元的企业。
00:00:18我有自己的团队。
00:00:19如果我不想工作，
00:00:20我这辈子都可以不再工作了。
00:00:21现在当我去做演讲、做问答环节
00:00:24或者参加各种活动时，
00:00:26人们走过来问我的问题，
00:00:28不再是关于
00:00:30如何管理时间或如何保持高效了。
00:00:32大约 90% 的问题基本上都是：
00:00:35你怎么变有钱的？
00:00:37问法可能各有不同。
00:00:38比如，对于找高薪工作你有什么建议？
00:00:40或者你有什么建议，
00:00:41能让我通过做自己喜欢的事情，
00:00:43过上年入六位数的“生活方式型企业”生活？
00:00:44今天我想聊一些
00:00:46我觉得在这个频道上还没聊过的话题。
00:00:47大概是在 2015 年，
00:00:49我还在剑桥大学读医科三年级。
00:00:51那个学位要读六年。
00:00:53读完三年后，
00:00:54我们会有一个类似结业式的仪式。
00:00:55在那个仪式上，
00:00:57我和另外 15 名医学生同事坐在一起，
00:00:59还有过去三年里非常了解我们的教授们。
00:01:01当时年鉴里有一个大家都在讨论的问题：
00:01:03我们这群人里，
00:01:05谁最有可能成为百万富翁，
00:01:07但同时被吊销行医执照？
00:01:09意思就是你被判定为不称职，
00:01:12不再被允许从医了。
00:01:14被踢出医师名录是一件非常严重的事。
00:01:15其中一位教了我三年、非常了解我的教授说：
00:01:18“哦，那显然是 Ali。”
00:01:21我当时的反应是：“我去。”
00:01:26那时候我还没开始做 YouTube 频道。
00:01:28那是 2015 年的事，
00:01:31而我是 2017 年才开始做频道的。
00:01:32当时我花了很多精力
00:01:33试图成为一名好医生，
00:01:36努力拿高分之类的。
00:01:38我有一门课拿了一等学位，
00:01:40在那一年的学科排名中进了前二，
00:01:41还拿了奖。
00:01:42我原本以为自己在医学院表现得相当投入。
00:01:44结果这位我很仰慕的教授，
00:01:46在晚宴这种随意的场合，当被问到
00:01:50“谁最有可能成为百万富翁但被吊销执照”这种
00:01:55非常负面的评价时，
00:01:58他居然直接说是我。
00:02:00他说我最有可能成为百万富翁，但同时被开除医籍。
00:02:02谢天谢地，我最后并没有被吊销执照。
00:02:04当我辞掉医生工作去全职经商创业时，
00:02:06是我自己主动注销了执照。
00:02:07但那一刻我感觉挺糟的。
00:02:08我心想：啊？
00:02:10一方面，我可能会想：
00:02:11“哦，他觉得我会成为百万富翁。”
00:02:14但更多的是震惊：
00:02:17他居然觉得我对金钱的追求
00:02:19会让我丢掉行医资格？
00:02:20什么鬼？
00:02:21我觉得我变有钱唯一或者说最主要的原因，
00:02:23是我对赚钱有一种病态的执念。
00:02:26一种不健康的、赚钱的执念。
00:02:28Reddit 上有一个帖子，
00:02:30在初级医生的子版块里，去年有人发了一帖，
00:02:32问：“大家怎么看 Ali Abdaal？”
00:02:35有些评论说：
00:02:38“哦，我喜欢他的效率内容，他帮我考过了试。”
00:02:42但还有一堆评论说：
00:02:44“那家伙彻底钻到钱眼里去了。”
00:02:45“他简直疯了。”
00:02:47“他光是想想钱估计都能达到高潮。”
00:02:50“他太执迷于赚钱了。”
00:02:51挺有意思的，十年过去了，
00:02:53从那次结业晚宴上教授说我钻进钱眼里，
00:02:54到现在网上的人也说我钻进钱眼里。
00:02:56说实话，这是事实。
00:02:58这是真的。
00:02:59在我生意从零到五位数、六位数再到七位数暴涨的阶段，
00:03:00当我一年赚的钱比普通医生一辈子赚的还多时，
00:03:01我确实完全痴迷于赚钱。
00:03:03如果你想变有钱，
00:03:05我认为你必须对赚钱有这种执念。
00:03:07抱歉，但我认为事实就是这样。
00:03:09我现在认识很多有钱人。
00:03:10当你变富有后，你开始接触的人也都是巨富。
00:03:12我曾和身家在数百万美元的人一起出差，
00:03:13大概在 100 万到 1000 万美元之间。
00:03:17我也接触过身家在 1000 万到 1 亿美元之间的人。
00:03:18我采访过一个现在成了我朋友的人，
00:03:20他写了一本书叫《永不满足》（Never Enough），
00:03:22叫 Andrew Wilkinson。
00:03:24他是个亿万富翁，身家超过 10 亿美元。
00:03:27我结识了很多非常富有的人，
00:03:30没有一个是例外——他们都对赚钱、
00:03:31变富有、建立事业这个目标
00:03:36有着近乎病态的执念。
00:03:37只有在他们变有钱之后，才开始考虑
00:03:38工作与生活的平衡。
00:03:41那时候他们才开始做“支线任务”，明白吗？
00:03:42就像一个人已经打通了“变有钱”这个主线剧情，
00:03:44现在开始做支线了。
00:03:47这时候他们才去练武术，
00:03:50去打电玩，
00:03:52开始写书教别人如何提高效率、如何过上最好的生活。
00:03:54我认识很多变有钱的人，
00:03:56在他们致富的过程中，有的结了婚、有了孩子，
00:03:59但几乎所有人都觉得，
00:04:00他们对另一半和家庭的陪伴太少了。
00:04:01等他们真的有钱了，他们才意识到这点。
00:04:04我曾和一个人聊天，
00:04:06他大概 42 岁左右，比我有钱得多，
00:04:08我估计他的净资产在 1000 万到 1 亿美元之间。
00:04:14去年在一次旅行中和他聊天时，
00:04:16他说，由于他对发展事业有着病态的执念，
00:04:17他错过了孩子成长的前十年，
00:04:19因为他永远在工作；
00:04:22他也一度处于离婚边缘，
00:04:24也是因为他永远在工作。
00:04:26完全是因为运气好才挽救了他的婚姻。
00:04:27从那以后，他对赚钱的执念才减轻了一些，
00:04:28开始思考工作与生活的平衡。
00:04:30这个视频是关于如何变有钱的。
00:04:32怎么变有钱？
00:04:34就是对“变有钱”保持一种病态的执念，
00:04:36往往要达到牺牲生活其他领域的程度。
00:04:38就我而言，我算比较幸运，
00:04:41我致富的病态执念牺牲的是我的医生职业。
00:04:44谢天谢地，并不是那种被迫丢掉工作的牺牲，
00:04:47不是被吊销执照。
00:04:50但它确实牺牲了我的医生生涯，
00:04:52因为那种致富的狂热让我去创业，
00:04:54然后我发现我更喜欢创业，
00:04:56于是我辞掉了正职。
00:04:57这其实是很幸运的。
00:04:59如果我是在结婚生子之后才产生这种致富执念，
00:05:02或者带着这种执念结婚生子，
00:05:03那这种病态的狂热很可能会让我如今回首往事时充满悔恨，
00:05:06感叹：“天哪，我错过了孩子的童年。”
00:05:09在我致富的过程中，我脑子里始终有个声音提醒我：
00:05:13“赚钱是可以的，
00:05:17但生活中真正重要的是健康和人际关系，
00:05:19我不能把这些搞砸了。”
00:05:22这里推荐几本好书：克莱顿·克里斯坦森的《你要如何衡量你的人生？》，
00:05:24比尔·博内特和戴夫·埃文斯的《人生设计》，
00:05:26还有《财富的五种类型》，
00:05:28它讲述了金钱财富只是财富的一种形式。
00:05:31我很庆幸，自己设法避免了
00:05:34金钱至上这种执念带来的许多负面后果。
00:05:36但有趣的是，即便我避开了那些后果，
00:05:37十年前的教授依然觉得我钻进了钱眼里，
00:05:40现在的网友也依然觉得我钻进了钱眼里。
00:05:44也许这就是事实。
00:05:46假设你有一个梦想，
00:05:48想成为一名职业运动员，对吧？
00:05:50你想踢职业足球，
00:05:55或者是职业壁球、网球运动员。
00:05:58你是否需要对这项运动有病态的执念才能成功？
00:06:01是的，几乎必须如此。
00:06:03如果你看看那些成功的职业选手的训练计划，
00:06:04那些各行各业顶尖 1% 的人，
00:06:06在外人看来，他们对自己的事业都有一种近乎病态的执念。
00:06:09他们就是着了魔。
00:06:10那是他们唯一思考的事情。
00:06:11他们的呼吸里都是这些。
00:06:13他们的整个生活都围绕着那一件事，
00:06:15并为此拼命。
00:06:17著名演员提莫西·查拉梅（甜茶）曾谈到，
00:06:20他想成为最伟大的演员之一。
00:06:21他说：“虽然我们身处一个主观的行业，
00:06:23但事实是我一直在追求卓越。”
00:06:26“我知道人们通常不这么说话，
00:06:29但我就是想成为伟大的演员。”
00:06:31“我被那些伟大的人和事所激励。”
00:06:34这其实挺少见的。
00:06:35我们现在的时代，
00:06:36追求卓越有时会被人诟病。
00:06:38大家似乎都想表现得很谦逊，
00:06:40比如：“噢，我只是偶然开始演戏的，”
00:06:42“我也不知道怎么就拿到这些角色的，”
00:06:44“我其实没怎么努力。”
00:06:45在过去，“太努力”甚至被认为是一件坏事。
00:06:46但我认为像提莫西·查拉梅这样的人
00:06:49正在让“努力”变得很酷。
00:06:50他表现得很努力，
00:06:51他想成为伟大的演员。
00:06:53这意味着他可能对演艺事业有着病态的痴迷，
00:06:55这也正是他能成功的原因。
00:06:58当然，他也长得非常帅，
00:07:01也是个极具天赋的演员。
00:07:03但如果没有那种不疯魔不成活的执念，是不可能成功的。
00:07:04在任何领域获得前 1% 甚至更顶尖结果的人，
00:07:05往往都对那个领域有着病态的执念。
00:07:07当它是奥运冠军、音乐家、小提琴手、
00:07:08或者是演员时，我们不会轻视这种执念。
00:07:09但一旦涉及到赚钱，
00:07:11社会似乎就有一种倾向要去鄙视这种狂热。
00:07:13如果你也想变有钱，
00:07:14你应该不会鄙视它，对吧？
00:07:17毕竟你都在看这个视频了，
00:07:18你大概不会瞧不起那些痴迷于致富的人。
00:07:20但如果你想变有钱，
00:07:21而且你已经听到这儿了，
00:07:23听我讲了半天为什么变有钱
00:07:24需要一种病态的执念，
00:07:26你的亲友很可能会因为这种执念而看不起你。
00:07:28尤其是在像英国这样的国家，
00:07:29听说加拿大也差不多。
00:07:30我觉得在美国，大家对于“想变有钱就去干”的态度
00:07:31会更包容一些，
00:07:32更倾向于鼓励你去追求远大的目标。
00:07:34但在英国和很多欧洲国家，
00:07:35可能还有加拿大，
00:07:37大家通常会说：“你想变有钱？
00:07:39老兄，你有什么毛病？
00:07:40多想想生活中更高雅的事情吧。”
00:07:43“金钱买不来幸福。”
00:07:48“它不会让你快乐的。”
00:07:50“你为什么一定要变有钱呢？”
00:07:51社会上总有一种观念认为，努力赚钱
00:07:52不知为何就是件坏事。
00:07:55也许确实是吧，我不知道。
00:07:55但我重复一遍：我从没见过任何一个有钱人，
00:07:57是不经过这种病态执念阶段就能致富的。
00:08:02这是一个关于如何致富的视频。
00:08:03怎么致富？
00:08:05就是对财富产生病态的执念。
00:08:06那这种执念具体是什么样子的？
00:08:07我曾和一个朋友聊天，
00:08:08她很想变有钱，
00:08:10虽然她口头上不会直接说“我想变有钱”，
00:08:12但她是这么说的：
00:08:14“噢，我希望能有一份‘生活方式型事业’，
00:08:15每个月能赚至少一万英镑，
00:08:17这样我就能让父母退休，
00:08:19让我能在任何时间、任何地点工作，
00:08:22和志同道合的人一起做我热爱的事。”
00:08:24这不就是翻译成“我想变有钱”吗？
00:08:25你想想，有多少人能赚够钱
00:08:26来供养父母退休、
00:08:27拥有自由的事业、随心所欲地工作，
00:08:31而且月净利润至少一万英镑？
00:08:33说白了，她就是想变有钱。
00:08:37于是我开诚布公地对她说：
00:08:40“别遮遮掩掩了，我们直接点，
00:08:42你确实是想变有钱，对吧？”
00:08:46她承认了：“是的，我想变有钱。”
00:08:48我说：“太好了，非常棒，
00:08:51我们终于正视了自己想要变有钱的欲望。”
00:08:53她说她尝试了各种方法，
00:08:53但总觉得原地踏步，
00:08:55因为她并没有真正变富有。
00:08:57她看了很多我的内容，
00:08:58读了我推荐的书，
00:08:59因为她偶尔会关注我的频道，
00:09:01但五年过去了，她一点也没变富，
00:09:02依然困在她的那份工作中，
00:09:05那份时而喜欢、时而厌恶的工作。
00:09:09我们深聊了一下她的生活。
00:09:12她正在准备马拉松，
00:09:14同时想做 YouTube 视频来探索她的艺术天赋，
00:09:16同时她还想在 Instagram 上记录生活，
00:09:18因为这能带给她艺术上的成就感。
00:09:20同时她还想为朋友举办各种活动，
00:09:22因为她很外向，喜欢社交。
00:09:25同时她也非常看重家庭，
00:09:27想花很多时间陪家人，经常回去看父母。
00:09:29她想做的事情实在太多了。
00:09:31顺便说一下，她还有一份全职工作，
00:09:32每周要花 40 到 50 个小时在那上面。
00:09:35我问了一个很简单的问题。
00:09:36我说：“好吧，咱们暂且叫她 Jane 吧。”
00:09:37“Jane，你觉得你每周投入多少小时
00:09:39在‘变有钱’这个目标上？”
00:09:43她以前从来没思考过这个问题。
00:09:44真的，从来没有。
00:09:45就像这五到十年里，她一直喊着“我要变有钱”，
00:09:52却在纳闷为什么还没实现，
00:09:53这就是为什么她要跟我聊这个话题。
00:09:55我再次问她：“你为这个目标贡献了多少时间？”
00:09:57她愣住了：“额，我有我的正职工作啊。”
00:09:58我说：“拜托，咱们诚实一点，
00:10:00正职工作大概率没法让你变富。”
00:10:02“通过打工变有钱的方法，
00:10:03要么是在科技行业，要么是在金融行业。”
00:10:04大体上就这两条路
00:10:06能让你通过一份工作变富：科技和金融。
00:10:07还有别的吗？
00:10:08基本就这两个吧？
00:10:10如果你在科技或金融界有一份高薪工作，
00:10:12你是可以致富的。
00:10:14因为你的收入远高于开销，即使是在伦敦这种地方。
00:10:15假如你住在伦敦，年薪 50 万英镑，
00:10:17你每年房租、吃喝开销也就 10 万，
00:10:19剩下的钱在扣除税收等费用后，还能剩 40 万。
00:10:21你把它投进标普 500 指数基金，利用复利，
00:10:22到你 40 岁的时候，你就很有钱了。
00:10:23金融和科技行业都是这个道理。
00:10:24但 Jane 既不在金融业也不在科技业，
00:10:26所以老实说，
00:10:29她不太可能通过打工致富。
00:10:31因此，她花在正职工作上的时间，
00:10:32从致富目标的角度来看，基本都不算数。
00:10:34结果真相大白了，
00:10:35她每周花在致富目标上的时间是零。
00:10:37假设你想成为职业运动员，
00:10:38比如职业足球运动员，
00:10:40你每周需要投入多少小时
00:10:42来达成这个目标？
00:10:44应该是每天很多小时，持之以恒，
00:10:45大概要坚持十年。
00:10:47然而我的朋友 Jane 却幻想着要达到顶尖 1% 的致富目标，
00:10:47实际上却没付出任何努力。
00:10:49在谈话最后我们意识到，
00:10:50这就是她大部分不快乐的来源——
00:10:53她一直没能达到自己想要的位置。
00:10:56她想去远方，
00:10:58但她实际采取的行动和那个目标完全不相关。
00:11:00那么这种“病态的执念”还表现在哪些方面？
00:11:01我们刚聊了每周投入的时间，
00:11:04现在再聊聊别的。
00:11:06我想给你们讲个小故事，
00:11:09对比一下我当下的生活和五年前的生活。
00:11:10现在是 2025 年，我 30 岁了。
00:11:13五年前，也就是 2020 年，
00:11:16那是我致富阶段的巅峰期。
00:11:212020 年，我的 YouTube 业务年收入
00:11:22从 10 万英镑暴涨到了 120 万英镑。
00:11:23那是跨越式增长的一年。
00:11:24我想聊聊“心理带宽”和“内容摄入”的概念。
00:11:25回到 2020 年，我摄入的内容只有两种。
00:11:26第一种是奇幻小说有声书，
00:11:27在上下班开车或在健身房时偶尔听听，
00:11:30这大概只占我内容摄入量的 10%。
00:11:30另外 90% 的内容全都是关于如何变有钱的。
00:11:32虽然不一定直接叫“如何变有钱”，
00:11:34但在 2020 年，关于这个话题的内容很多，
00:11:36大体上是关于商业、
00:11:37关于如何发展 YouTube 频道。
00:11:39我听完了所有关于频道增长的播客，
00:11:42听完了所有关于创业、市场营销的播客，
00:11:44像 Smart Passive Income、
00:11:47Online Marketing Made Easy、Noah Kagan 的播客等等。
00:11:48我读遍了所有的书，听遍了所有关于商业的有声书，
00:11:50像《企业迷思》、Traction，
00:11:52还有几十本关于如何致富的书籍。
00:11:54我每天摄入内容的 90%，
00:11:55都是用两倍速甚至三倍速在听
00:11:58关于如何变有钱的知识。
00:11:59变有钱的方法，就是对“变有钱”本身产生一种病态的执念。
00:12:00这种执念的表现就是：在你的业余时间，
00:12:02你想的、看的、读的、听的所有东西，
00:12:03全都聚焦在如何致富上。
00:12:05回到刚才那位朋友 Jane，
00:12:08我也问了她：你平时花多少时间看、读、听
00:12:10那些能帮你实现致富目标的内容？
00:12:12她说：“额，我会看很多关于内容创作的内容，
00:12:15因为我对那个感兴趣。”
00:12:17我说：“好吧，那你打算通过内容创作变有钱吗？”
00:12:18她说：“大概不想吧。”
00:12:19她只是把内容创作当成爱好，而不是致富的工具。
00:12:21我接着问：“那你还会看或读其他致富相关的内容吗？”
00:12:23她说：“偶尔会看一点你关于理财的视频，
00:12:24除此之外，基本没了。”
00:12:26所以你看，这就是一个口口声声说要实现 1% 财富目标的人，
00:12:27（毕竟致富就是成为前 1% 的人，不管你怎么定义，）
00:12:29结果她每周在行动上投入的时间是零，
00:12:30在内容摄入上投入的时间也是零。
00:12:31遗憾的是，这可不是一个对致富有执念的人该有的样子。
00:12:33回想 2020 年，
00:12:34当我正处于财富爆发增长、收入翻了十倍的阶段，
00:12:36虽然我也会听奇幻小说、偶尔去健身房，
00:12:39但几乎剩下的所有时间，
00:12:41甚至包括我在打工的那段时间，
00:12:43我都在思考怎么做生意致富，
00:12:46或者在学习如何通过生意致富。
00:12:48我个人的观点是，我觉得必须做到这种地步才行。
00:12:50我认为这就是代价。
00:12:53变有钱真的很难，绝非易事。
00:12:55社交媒体会让你产生错觉，觉得这很容易，
00:12:56让你觉得你可以一边变得极其富有，
00:12:57一边还能过着极其平衡的生活，对吧？
00:12:59又能去健身房，又能陪伴亲友，
00:13:00又能到处度假，过得很滋润，
00:13:03还能顺便跑个马拉松，玩什么 Hyrox 健身挑战。
00:13:04现实是，这些是那些已经变有钱的人才做的事。
00:13:07这绝对不是他们在奋斗路上，
00:13:08从年薪 5 万跨越到年入 50 万时做的事。
00:13:11当他们把年收入从 10 万零利润做到 100 万高利润时，
00:13:12我认识的几乎所有处于那个阶段的人，
00:13:16都对致富或他们的事业有着病态的执念。
00:13:17这种执念让他们单兵突进、不计后果，
00:13:20从而导致了生活的严重失衡。
00:13:21这个视频就是讲如何变有钱。
00:13:24怎么变有钱？就是对这个目标产生病态的执念。
00:13:25那么除此之外，这种执念还表现在哪里？
00:13:26我讲了 2020 年的情况，现在对比一下 2025 年。
00:13:27来看看我的 YouTube 首页推荐。
00:13:31一个人的内容推荐能反映出他的价值观和优先级。
00:13:33看看我现在的首页都在推荐什么：
00:13:35Alex O'Connor 的哲学视频，
00:13:37Leila Hormozi 的社区贴，
00:13:39Gary's Economics 关于为什么盲目追求增长很愚蠢的视频。
00:13:41哦，这里有一个 Simon Squibb 关于致富的视频，
00:13:43这是唯一一个关于致富的。
00:13:46剩下的：魔兽世界视频、
00:13:51防战第一视角 POV……
00:13:53这显然和致富没关系。
00:13:55还有短视频、还是魔兽世界。
00:13:57为什么你可以对亿万富翁课税，这是经济学话题。
00:13:59又是魔兽世界。
00:14:03哦，Alex Hormozi 讲致富的视频。
00:14:08《地平线：西之绝境》的速通武器改装视频，
00:14:10这跟致富也没关系，纯粹是电玩视频。
00:14:11Sahil Bloom 的名言，
00:14:13关于如何健身练出肌肉的视频，
00:14:16Darby CEO 关于恐惧和焦虑的视频，
00:14:20Rory Sutherland 的视频，都不关致富的事。
00:14:22还是魔兽世界。
00:14:24还有绘画视频，因为我正在做“支线任务”学习画画。
00:14:28你看，哥们儿我正在刷各种支线呢。
00:14:31我刚在 PS5 上打通了《地平线：西之绝境》，
00:14:32又重新开始玩魔兽世界“地心之战”第二赛季了，
00:14:34练了一个圣骑士，正在尝试奶骑、防骑和惩戒骑。
00:14:37我还在学画画，
00:14:39练泰拳，
00:14:40开始非常有规律地去健身房，
00:14:42还在上壁球课。
00:14:43这里倒是有一本讲如何致富的书，我已经读过了，很不错。
00:14:44剩下的还有音乐内容，
00:14:46我的另一个支线是提高吉他、钢琴和唱歌水平。
00:14:47Lewis Howes 和 Jay Shetty 的对谈，
00:14:48虽然沾点边，但主要是在聊感情。
00:14:51还有 Iman Gadzhi 讲致富的视频。
00:14:52F1 赛车、社交技巧、讲故事……都不是关于致富的。
00:14:54还有一个挑战像 David Goggins 那样锻炼 100 天的视频。
00:14:55我现在的内容推荐反映了我当下的优先级。
00:14:56通过这些你会发现 Ali Abdaal 现在在乎什么？
00:14:58他喜欢魔兽世界，喜欢主机游戏，
00:15:00只有 20% 的心思在赚钱上，
00:15:03他还在乎健身。
00:15:04如果你两周前看，我的推荐列表全是婴儿用品，
00:15:06因为我要当爸爸了，我钻进了研究婴儿车、
00:15:08婴儿床和安全座椅的牛角尖里。
00:15:10但如果你对比我 2020 年的首页，
00:15:12你只会看到：如何致富、如何创业、
00:15:14如何管理团队、如何做 YouTube、
00:15:15社交媒体增长、销售漏斗等等。
00:15:17满屏都是这些。
00:15:20这个视频是讲如何致富，
00:15:21而致富的关键是对其产生病态的执念，
00:15:23这种执念会体现在你的“内容食谱”里。
00:15:24残酷的真相是：你同时追求的目标越多、
00:15:26生活越平衡，你就越不可能变富有。
00:15:27也许有极少数天才例外，但就普遍规律而言，
00:15:28我看过太多有钱人的案例，采访过很多人，读过很多传记，
00:15:29100% 的人在致富的过程中都没有所谓的平衡生活。
00:15:31他们都是先变富，再找回平衡。
00:15:34我不是说你非得这么做，
00:15:35我是说如果你想成为前 1% 的致富者、职业运动员、
00:15:37职业演员或音乐家，
00:15:40想要超越 99% 的人，就意味着你要比 99% 的人更专注、
00:15:42工作更努力。
00:15:43人们总说：“我可以聪明地工作。”
00:15:45可是别人也在聪明地工作啊。
00:15:47而且当你是个菜鸟时，你根本不知道什么是“聪明地工作”。
00:15:49在致富或创业的起步阶段，你只能拼命工作。
00:15:50在拼命的过程中，你才会慢慢摸索出什么是聪明的方法，
00:15:52这样你以后才能实现“聪明地工作”。
00:15:54现在的我确实不需要太拼命了，
00:15:55我那些千万身家的朋友也不需要了。
00:15:56虽然他们很多还在拼，因为他们有那种执念，
00:15:58但那些追求平衡的人已经不需要亲力亲为了。
00:16:01为什么？因为他们雇了人来分担，
00:16:02他们有系统、有杠杆、有个人品牌、有被动收入。
00:16:04但在当年积累财富的阶段，他们每一个都曾病态地痴迷过。
00:16:06所以如果你看到这里也想变有钱，请扪心自问：
00:16:09你对致富有病态的执念吗？
00:16:11你的亲友会用“走火入魔”来形容你吗？
00:16:14你的内容摄入、你的时间分配
00:16:16反映了这种执念吗？
00:16:17如果答案是否定的，那你只有两个选择。
00:16:19（这只是我的个人意见。）
00:16:20选择一：决定培养这种执念。
00:16:21改变你的内容食谱，开始狂看致富相关的知识。
00:16:22在上班前提前两小时起床打磨生意，
00:16:24午休时间也挤出半小时工作。
00:16:25晚上不再每晚出去跟朋友鬼混，
00:16:27戒掉该死的游戏、Netflix、YouTube，
00:16:29甚至戒掉这种只是让你“感觉在学习”的视频，去干活。
00:16:32走路、做家务时全都在听致富播客。
00:16:36周末那整整 16 小时，把自己锁在房间里疯狂工作。
00:16:37这才是致富执念该有的样子，也往往是致富的门票。
00:16:40致富绝不简单。
00:16:41或者你还有选择二：决定这种生活不适合你。
00:16:44如果致富意味着生活失衡、意味着放弃马拉松、
00:16:47放弃社交、放弃周末、起早贪黑，
00:16:48甚至意味着让教授觉得你会因为钻进钱眼里而毁掉职业生涯，
00:16:49如果这就是代价，那你可以选择不想变富有。
00:16:51如果你选这条路，我很庆幸你看完了这个视频，
00:16:52因为它可能会解开你当下的焦虑。
00:16:55那种“明明想致富，却又没付诸行动”的自我消耗。
00:16:57你可以把目标定得没那么宏大。
00:16:59我没在做道德评判，我也没说变有钱就是道德高尚或卑劣，
00:17:00它是中性的。就像当职业球员没好坏之分一样。
00:17:01如果你定下这个目标，要么愿意付出对应的代价，要么就别定。
00:17:02如果你不愿支付门票，何必以此为目标徒增烦恼？
00:17:03目标和行动之间的鸿沟，是痛苦的根源。
00:17:04如果我想当职业壁球手，却每周只练两小时，
00:17:05那我肯定很痛苦，因为永远达不到目标。
00:17:07同理，如果你想定下致富的目标，却不愿支付“失衡”的代价，
00:17:09那你要么变得疯狂，要么干脆放弃这个目标。
00:17:12我团队里很多人就不想变有钱，他们很安于现状。
00:17:14那些想致富的人通常会离开去自己创业，这很正常。
00:17:16但我团队里一半的人只想要一份体面、有趣、自由的工作，
00:17:18能学到东西，能跟喜欢的人共事、环游世界，这也很棒。
00:17:20他们没有致富目标，所以没有那种执念也没关系，
00:17:23因为他们的目标和行动是统一的，所以他们不痛苦。
00:17:25但像 Jane 这样的人，目标在天上，行动在地下，
00:17:28这种错位每天都在折磨她。
00:17:29当欲望与行为不符时，痛苦便随之而生。
00:17:32所以，要么改变你的行为，要么改变你的欲望。
00:17:35这就是我对如何致富的真实看法。
00:17:38如果你喜欢这个视频，你一定会喜欢我的每周邮件。
00:17:40叫《生活笔记》（Life Notes），分享我的学习和感悟。
00:17:42感谢观看，希望能对你有所帮助，下期再见。
00:17:45to the point that it has created imbalance in their life
00:17:50because they've been single-mindedly pursuing that goal.
00:17:53This is a video about how to get rich.
00:17:55How do you get rich?
00:17:56You become unhealthily obsessed with the goal.
00:17:58What else does an unhealthy obsession with a goal look like?
00:18:01So I talked about what my life was like back in 2020.
00:18:03I wanna contrast that with what it's like in 2025.
00:18:07Let's have a look through my YouTube feed.
00:18:09A man's content feed can tell you a lot
00:18:12about what they value and what their priorities are.
00:18:15So let me show you what my YouTube feed
00:18:17looks like these days.
00:18:19Okay, a video from Alex O'Connor about philosophy.
00:18:22A community post from Leila Homozi.
00:18:26A Gary's economics video about why growth is stupid.
00:18:29Okay, oh, here we go, Simon Squibb.
00:18:31This is a video about how to get rich.
00:18:32I have one video about how to get rich.
00:18:34Method versus mythic sprocket monger, lemon stock.
00:18:37Lock and stock, protection warrior POV.
00:18:39This is a video about World of Warcraft.
00:18:41This is not a video about getting rich.
00:18:43Shorts, is this rogue genius?
00:18:45Another video about World of Warcraft.
00:18:47Why you can tax billionaires?
00:18:49This is a economics type thing,
00:18:51another World of Warcraft thing.
00:18:52Oh, Alex Homozi, video about getting rich.
00:18:55This new weapon modification is amazing for speed runs
00:18:57in Horizon Forbidden West.
00:18:58This is not a video about getting rich.
00:19:00This is a video about a video game, hmm.
00:19:02Sahil Bloom quote.
00:19:04This is a video about how to get ripped,
00:19:06which is not about getting rich.
00:19:08This is a Darby CEO episode about fear and anxiety.
00:19:11This is Rory Sutherland, not about getting rich.
00:19:13I don't know what this is.
00:19:15This is another World of Warcraft video,
00:19:17not a video about getting rich.
00:19:18This is an art video,
00:19:19'cause I'm doing a side quest and learning how to draw.
00:19:21You know, bro is running side quests.
00:19:23I'm doing a side quest
00:19:24and I just completed Horizon Forbidden West
00:19:25on the PlayStation 5.
00:19:26I've gotten back into World of Warcraft,
00:19:28the war within season two on my character,
00:19:30which is a paladin where I'm trying to play holy
00:19:32and pro and retribution and stuff.
00:19:34I'm trying to learn how to draw.
00:19:35I'm running all these various different side quests.
00:19:37I'm taking Muay Thai lessons.
00:19:39I'm starting going to the gym very regularly.
00:19:40I'm taking squash lessons.
00:19:42Here's a book.
00:19:43This is one on how to get rich.
00:19:44I've read this book, by the way.
00:19:45It's a good book.
00:19:46This is music.
00:19:47Another side quest I'm running
00:19:48is trying to improve my guitar, piano and singing skills.
00:19:50Not a video about how to get rich.
00:19:52This is Lewis Howes and Jay Shetty,
00:19:54sort of a video about how to get rich,
00:19:55but not really.
00:19:56They're going to talk about feelings and stuff.
00:19:57World of Warcraft.
00:19:58Iman Godsey, video about how to get rich.
00:20:00Sell Something, video about how to get rich.
00:20:02Survive or Thrive.
00:20:03I don't know what that means.
00:20:05Australian Grand Prix.
00:20:07Networking.
00:20:08Storytelling, not about getting rich.
00:20:10I worked out David Goggins for 100 days,
00:20:12not about getting rich.
00:20:13My content feed these days reflects what my priorities are.
00:20:16If you were to look at that,
00:20:18what would you say are the things
00:20:19that Ali Abdaal cares about?
00:20:21According to his YouTube thing.
00:20:22According to his YouTube feed.
00:20:23He cares about World of Warcraft.
00:20:24Cares about gaming on the horizon, Forbidden West.
00:20:26Cares a little bit about making money
00:20:27because 20% of the videos were about how to get rich.
00:20:30Cares about becoming healthy.
00:20:31A handful of those videos were about health and stuff.
00:20:34If you'd looked at this two weeks ago,
00:20:37it was filled with baby gear recommendations,
00:20:40'cause I was on a fricking rabbit hole about like,
00:20:42you know, we've got a baby on the way
00:20:44and like researching the absolute best crib,
00:20:47pram, stroller, car seat, this, that and the other.
00:20:49And so my entire YouTube feed was recommendations
00:20:52for like baby gear.
00:20:52If you compared this to my YouTube feed back in 2020,
00:20:55all you would have seen is content about how to get rich.
00:20:58Content about how to build a business.
00:20:59Content about how to manage a team.
00:21:00Content about how to grow a YouTube channel.
00:21:01Content about how to grow on social media.
00:21:03Content about sales funnels and all of this sort of stuff.
00:21:05That's all you would have seen.
00:21:06This video is about how to get rich.
00:21:09The way you get rich is by having an unhealthy obsession
00:21:11with getting rich.
00:21:11What does that look like?
00:21:12What it looks like is that your content diet
00:21:15is towards that unhealthy obsession with getting rich.
00:21:18The unfortunate truth is that the more different goals
00:21:20you're working towards, the more balanced your life is,
00:21:23the less likely you are to get rich.
00:21:25Maybe there are a handful of exceptions to this rule,
00:21:27but in general, the pattern I've seen through,
00:21:29I know a hell of a lot of people who are rich.
00:21:31I've interviewed a lot of them on podcast,
00:21:33read a bunch of their books.
00:21:34None of, basically 100% of them did not have much
00:21:38of a balanced life while they were in the process
00:21:39of getting rich.
00:21:41They started, they got rich first
00:21:42and then they got the balanced life second.
00:21:44I am not saying that this is what you should do.
00:21:47I am saying that if you have the goal of getting rich,
00:21:49any or becoming a professional athlete
00:21:52or becoming a professional actor
00:21:53or becoming a professional musician,
00:21:55anything where this is a goal that only 1% of people attain,
00:22:00like to be better than 99% of people requires you
00:22:05to be more dedicated than 99% of people.
00:22:08Generally requires you to work harder than 99% of people.
00:22:11People say, you know, work, but I can work smart.
00:22:14It's like, okay.
00:22:16But like everyone else is also trying to work smart.
00:22:17Like also when you're a beginner at the thing,
00:22:19you don't know what working smart looks like.
00:22:21Like when you're a beginner to the goal of getting rich,
00:22:24are you building business or whatever,
00:22:25you just have to work really hard.
00:22:26And in the process of working really hard,
00:22:28you will figure out what does working smart look like
00:22:32so that further down the line, you can now work smart.
00:22:34Right now, I don't need to work that hard.
00:22:36Right now, my multi and decker millionaire friends
00:22:39don't need to work very hard.
00:22:40They still choose to anyway,
00:22:41'cause they're kind of obsessed.
00:22:42Still, a lot of them are obsessed,
00:22:43but you know, the ones with families and like balance,
00:22:45they don't need to work very hard.
00:22:46Why?
00:22:47Because they have employees who do the hard work for them.
00:22:49They've got systems, they've got leverage,
00:22:50they've got personal brands, they've got books,
00:22:52they've got passive income assets.
00:22:53They don't need to work hard anymore.
00:22:56But all of them had an unhealthy obsession
00:22:58with getting rich while they were younger,
00:23:00when they were building it up.
00:23:02So if you're at this point in the video
00:23:05and you would like to get rich,
00:23:07it's really worth asking yourself,
00:23:09do you have an unhealthy obsession with getting rich?
00:23:13Would your friends and family say
00:23:14that you have an unhealthy obsession with getting rich?
00:23:17Does your content diet
00:23:18reflect an obsession with getting rich?
00:23:21Does the way you spend your time
00:23:23reflect an obsession with getting rich?
00:23:26If the answer is no, then you have two options.
00:23:29I think all of this is just my opinion, whatever.
00:23:32I think you have two options here.
00:23:33Either you can decide to develop an unhealthy obsession.
00:23:36You can change your content diet.
00:23:38You can start consuming all the content about getting rich.
00:23:40You can start waking up two hours early before your day job,
00:23:42putting an effort towards building your business.
00:23:44You can start while you're at your day job,
00:23:45taking slightly longer lunch breaks
00:23:47and squeezing in half an hour
00:23:48of work on your business here and there.
00:23:50In the evenings, you can not go out with your friends
00:23:52every night or whatever the thing is.
00:23:53You can stop playing fricking video games.
00:23:54You can stop watching Netflix,
00:23:55stop watching random YouTube videos,
00:23:56even videos like this one,
00:23:58and only ever work on your business.
00:23:59While you're going on a walk while you're doing the dishes,
00:24:01you can switch your content diet
00:24:02so that you are listening to audio books and podcasts
00:24:04and videos about getting rich.
00:24:05On weekends, you can be like, oh, weekends, incredible.
00:24:07I've got like 16 full hours on Saturday
00:24:09and 16 full hours on Sunday,
00:24:11where I can literally just wake up, lock myself in a room,
00:24:13work for 16 straight hours on my business.
00:24:16That is what an unhealthy obsession
00:24:17with getting rich looks like.
00:24:19That is often what it takes.
00:24:21Getting rich is not easy.
00:24:22That's option number one.
00:24:24If you decide that, hey, I wanna get rich,
00:24:27I trust Ali's advice on this.
00:24:28I trust that he knows what he's talking about
00:24:29sort of somewhat anecdotally.
00:24:32And I trust that, okay,
00:24:33I currently don't have an unhealthy obsession
00:24:35with getting rich and I would like to develop one.
00:24:37Or you can decide, you know what?
00:24:40Actually, this isn't for me.
00:24:43If getting rich requires having an unhealthy obsession
00:24:48to the point where my life becomes imbalanced,
00:24:50if getting rich requires me to stop running my marathons
00:24:54and stop hanging out with friends
00:24:55and like work on the weekends
00:24:56and like wake up a bit earlier to work before work
00:24:58and like work during work,
00:24:59if getting rich requires my medical school professors
00:25:02to think I'm gonna get struck off the medical register
00:25:05because like I'm so obsessed with getting rich,
00:25:07man, if that's what's required to get rich,
00:25:09I actually don't wanna be rich.
00:25:11If that's the path you wanna go down,
00:25:13man, I'm so glad you watched this video
00:25:15because this video might have saved you
00:25:17all of this angst that you've currently got
00:25:19from like you have a goal of getting rich,
00:25:20but you're not doing the thing,
00:25:21which is to have an unhealthy obsession
00:25:22in terms of action and in terms of like learning
00:25:24to towards getting rich.
00:25:25You could just decide to make the goal
00:25:27less ambitious on that front.
00:25:30I'm not putting a moral judgment on this.
00:25:31I'm not saying anyone should have a goal of getting rich.
00:25:34I'm not saying getting rich is a morally good thing
00:25:35or a morally bad thing.
00:25:36It's a morally neutral thing.
00:25:37In the same way, I'm not saying
00:25:38that being a professional football player is good or bad.
00:25:41It just is what it is.
00:25:42If you have the goal
00:25:42of being a professional football player,
00:25:44it makes sense that you're either willing
00:25:46to put in the effort required
00:25:47to be a professional football player or not.
00:25:49But if you're not willing to put in the effort,
00:25:51you're not willing to pay the price that it takes
00:25:52to become a professional football player,
00:25:54why set yourself the goal
00:25:55of becoming a professional football player?
00:25:56The more we have this gap,
00:25:58the gap between where we want,
00:25:59the gap between the thing that we want
00:26:01and the actions we're taking,
00:26:03this gap creates misery.
00:26:04Misery is created in the gap.
00:26:05If I have the goal of being a professional squash player,
00:26:07for example, I don't, but if I did,
00:26:09and I'm only training two hours a week,
00:26:11I'm like, bro, that's gonna make me miserable
00:26:12because I'm never gonna get to that goal
00:26:14by only training two hours a week.
00:26:15Similarly, if you have the goal of getting rich
00:26:17and you're not willing to pay the price,
00:26:18which in my opinion is having an unhealthy obsession
00:26:21with it to the point that the rest of your life
00:26:22becomes imbalanced,
00:26:23if you're not willing to pay that price,
00:26:25either become willing to pay the price,
00:26:27i.e. become unhealthily obsessed,
00:26:31or just don't have it as a goal.
00:26:33You know, various people in my team, for example,
00:26:34are totally chill, not being rich.
00:26:36They do not have the goal
00:26:37of becoming financially free, financially independent.
00:26:39The ones that do often tend to go out
00:26:42and start their own business.
00:26:43And then they make videos
00:26:44about why they left the Oliveira team
00:26:45to start their own business.
00:26:46And they've joined our team,
00:26:47got inspired and decided to run their own businesses
00:26:49'cause they wanted to get rich, right?
00:26:51But there's a lot of people in my team who are like,
00:26:52you know what, I don't really wanna get rich.
00:26:54I just want a nice job that pays reasonably well,
00:26:57that gives me flexibility, that gives me fun,
00:26:59gives me autonomy, lets me learn,
00:27:00and lets me hang out with people that I like,
00:27:02and lets me travel the world while I'm doing it.
00:27:03That's actually the position of half the people in my team.
00:27:05They're like, you know what, actually, this is great.
00:27:08I love my job, I love my life, that's fantastic.
00:27:11They do not have the goal of getting rich,
00:27:12and therefore the fact
00:27:13that they're not unhealthily obsessed with getting rich,
00:27:15it's fine.
00:27:16It's not causing any misery because there's no misalignment.
00:27:18But there are various people I know,
00:27:19including Jane, for example, who has a job,
00:27:22and has the goal of getting rich,
00:27:23which is there, and her actions are here.
00:27:26And she feels misery every day
00:27:27because she feels the pain of misalignment,
00:27:30the pain that her goals are misaligned with her actions.
00:27:34And whenever you're in a situation
00:27:36where what you want is misaligned with what you are doing,
00:27:39it creates misery.
00:27:41So either change what you're doing or change what you want.
00:27:44That's my honest advice.
00:27:45That's my hot take on how to get rich.
00:27:46And if you enjoyed that video,
00:27:47then you will absolutely love my weekly email newsletter.
00:27:50It's called Life Notes,
00:27:51and it's where I share whatever I'm learning,
00:27:52watching, listening to, and just notes
00:27:54that I'm generally taking away from my work and my life.
00:27:56Thank you so much for watching.
00:27:57I hope you found this useful,
00:27:58and I'll see you hopefully in the next video.
00:27:59Bye-bye.